Shariah Compliance & Governance
From your first enrollment to your hospitalisation benefit, our commitment to Shariah compliance and ethical governance is of the highest standard.

EHCF is dedicated to the highest standard of ethical governance, delivered seamlessly so members can trust their contributions are handled with integrity. From your first enrollment to your hospitalisation benefit, our Takaful fund — certified by TASIS — helps you experience a new standard of ethical healthcare.
Governance
Moulana Khalid SaifUllah Rahmani
General Secretary, International Islamic Fiqh Academy (Makkah Mukarramah); President, All India Muslim Personal Law Board.
Mufti A.K. Barkatullah
Shariah Judge at the Islamic Shariah Council UK, and Shariah Advisor to Islamic banks and funds across Europe and Asia.
Dr. Muhammad Iqbal Masood Nadvi
Chairman, Canadian Council of Imams and Shariah Board, Canada. Invited to speak at Harvard Law School and LSE.
Certified & Audited
Every EHCF plan is certified and audited by Taqwaa Advisory & Shariah Investment Solutions (TASIS).

Not-for-Profit
EHCF is a not-for-profit, community-driven alternative to conventional health insurance.

The Takaful Model
Members contribute to a shared fund that supports each other — mutual responsibility, not risk transfer to a for-profit insurer.

Shariah Oversight
Governance is in everything we do, and that starts with our TASIS Shariah board — overseeing how the Takaful fund is structured and managed.
Every EHCF plan operates on the Takaful model: members contribute to a shared fund that supports each other, rather than paying premiums to a for-profit insurer.
That oversight is also a safeguard, reviewing how contributions are pooled and how claims and hospitalisation benefits are paid out, with secure electronic health records for every member.
TASIS certification means:
Every EHCF plan operates on the Takaful model: members contribute to a shared fund that supports each other, rather than paying premiums to a for-profit insurer.
That oversight is also a safeguard, reviewing how contributions are pooled and how claims and hospitalisation benefits are paid out, with secure electronic health records for every member.
TASIS certification means:
Our governance also creates operational transparency, so we can focus on what matters.
Your family’s health.
Your family’s health.
